Built on Trust.
Regulated by Design.
Grey Crest Capital is committed to operating with the highest standards of regulatory compliance, security, and transparency.
Regulatory Status
Grey Crest Capital is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN) and holds or is actively pursuing money transmitter licenses in all required U.S. states and territories.
We believe in proactive compliance. Our regulatory affairs team continuously monitors the evolving legal landscape to ensure Grey Crest Capital meets or exceeds all applicable requirements.
Grey Crest Capital's federal registration with FinCEN demonstrates our commitment to operating within the established regulatory framework for financial services. Our state-level licensing efforts ensure we are authorized to operate in each jurisdiction where we offer services.
United States (Federal)
ActiveFinCEN Money Services Business (MSB)
31000276489231
New York
PendingBitLicense
BL-2025-07843
Wyoming
ActiveMoney Transmitter License
MTL-WY-2025-003892
California
ActiveMoney Transmitter License
MTL-CA-2025-018274
Texas
AppliedMoney Transmitter License
MTL-TX-2025-APP-04519
Security & Audit Certifications
Our platform and infrastructure are independently audited and certified to the highest industry standards.
SOC 2 Type II
CertifiedSecurity, availability, and confidentiality controls independently audited
Audited by Deloitte & Touche LLP | Report Date: September 15, 2025
ISO 27001
In ProgressInternational standard for information security management systems
Certification Number: IS-2026-04821 | Expected: Q3 2026
Penetration Testing
CertifiedRegular third-party security assessments of our platform
Last tested by CrowdStrike Services | Date: November 8, 2025
PCI DSS
PlannedPayment Card Industry Data Security Standard compliance
Planned timeline: Q4 2026
AML/KYC Program
Grey Crest Capital maintains a comprehensive Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance program in accordance with the Bank Secrecy Act (BSA).
Customer Identification Program (CIP): We verify the identity of all customers using government-issued identification, with risk-based tiering for enhanced due diligence where appropriate.
Customer Due Diligence (CDD): We assess the risk profile of each customer relationship and conduct ongoing monitoring to detect suspicious activity patterns.
OFAC Sanctions Screening: All customers and transactions are screened against OFAC's Specially Designated Nationals (SDN) list and other applicable sanctions lists in real-time using Chainalysis KYT.
Suspicious Activity Reporting (SAR): We maintain procedures for identifying, documenting, and reporting suspicious activity to FinCEN in compliance with BSA requirements.
Our BSA Compliance Officer, Jennifer Walsh, oversees all aspects of our AML/KYC program and reports directly to senior management.
Data Protection
We comply with applicable data protection laws, including the California Consumer Privacy Act (CCPA/CPRA) and the General Data Protection Regulation (GDPR) for our international users.
Encryption: All data is encrypted in transit using TLS 1.2+ and at rest using AES-256 encryption.
Access Controls: We implement role-based access controls, multi-factor authentication, and the principle of least privilege for all system access.
Data Minimization: We collect only the information necessary to provide our Services and comply with regulatory requirements.
Breach Response: We maintain an incident response plan with procedures for notification to affected individuals and regulatory authorities within required timeframes.
Asset Protection
Grey Crest Capital maintains a 1:1 reserve backing for all user assets, independently verified through our Proof of Reserves program.
All user assets are held in segregated accounts, separate from Grey Crest Capital's corporate treasury.
Our Proof of Reserves is published in real-time on our platform, allowing anyone to verify that user assets are fully backed. Independent audits are conducted quarterly by Armanino LLP.
Users can verify their individual account inclusion in the Proof of Reserves through our Merkle tree verification tool.
Contact Our Compliance Team
We welcome questions and inquiries about our compliance program.
Compliance Team: compliance@greycrestcapital.com
Privacy Inquiries: privacy@greycrestcapital.com
Legal Department: legal@greycrestcapital.com
Mailing Address: Grey Crest Capital LLC, 1712 Pioneer Ave, Suite 500, Cheyenne, WY 82001
For urgent security concerns, please contact security@greycrestcapital.com.